Estimate an hourly paycheck from regular hours, overtime hours, hourly rate, pre-tax deductions and estimated withholding, with gross pay, taxable pay, take-home estimate and a printable paycheck worksheet.
Regular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).
For 40 regular hours, 5 overtime hours, 25 per hour, a 1.5× overtime multiplier, 75 pre-tax deduction and 22% estimated withholding: regular pay is 1,000, overtime pay is 187.50, gross pay is 1,187.50, taxable estimate is 1,112.50, withholding is 244.75 and estimated take-home is 867.75 before any post-tax deduction.
Master’s Tip: print the gross-pay lines and the withholding assumption separately. If the real payslip differs, you can see whether the gap came from hours, overtime eligibility, taxable deductions, tax tables or a post-tax payroll line.
Standard or basis: transparent paycheck arithmetic with a user-entered flat withholding percentage. Official payroll depends on the governing tax table, workplace rule, pay period, benefit elections and local law; this calculator does not claim jurisdiction-specific compliance.
Methodology & Accuracy
CalculationTime pages are built around visible arithmetic: the formula, assumptions, worked example and practical limitations are shown so the result can be checked rather than simply trusted.
Regular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).
Standard or basis: transparent paycheck arithmetic with a user-entered flat withholding percentage. Official payroll depends on the governing tax table, workplace rule, pay period, benefit elections and local law; this calculator does not claim jurisdiction-specific compliance.
Where a calculator follows a named legal, trade or industry standard, that standard is cited visibly. Otherwise the page uses transparent general arithmetic and states its limits.Master’s Tip: print the gross-pay lines and the withholding assumption separately. If the real payslip differs, you can see whether the gap came from hours, overtime eligibility, taxable deductions, tax tables or a post-tax payroll line.
Multiply regular hours by the hourly rate, add overtime hours multiplied by the rate and overtime multiplier, subtract any pre-tax deduction, apply estimated withholding, then subtract post-tax deductions.
It gives a take-home estimate after a user-entered flat withholding percentage. It does not use official tax tables, so a real paycheck can differ.
Overtime pay is calculated as overtime hours × hourly rate × overtime multiplier. The page does not decide which hours legally qualify for overtime.
Use a rough percentage from your recent payslip, employer estimate or tax planning note. For official withholding, use the relevant payroll system or tax authority guidance.
Print the pay period, regular hours, overtime hours, hourly rate, multiplier, pre-tax deduction, withholding percent, post-tax deduction, formula, assumptions, page URL, date and notes.
A paycheck is not just hours multiplied by rate. Gross earnings, taxable deductions, withholding and post-tax lines answer different questions. A useful calculator keeps those layers separate so the result can be compared with a real payslip without hiding the assumptions.
The first payroll layer is regular pay plus any overtime or premium pay. If those hours or multipliers are wrong, every later deduction and withholding estimate will also be wrong.
Real take-home pay depends on official tax tables, location, filing status, benefits, deductions and employer payroll settings. This page uses a visible percentage so the estimate is easy to challenge rather than pretending to be a tax engine.
When a payslip feels wrong, the useful question is where it differs: hours, rate, overtime, taxable deductions, withholding or post-tax lines. The printable report keeps those checkpoints on one page.